Conventional Loans:

Conventional loans are mortgage loans offered by non-government sponsored lenders. These loan types include:

• Fixed Rate Loans
  • Rate doesn't change for the term of the loan
  • Most commor terms are 15 year and 30 year. Other terms are available
• Adjustable Rate Loans (ARMs)
  • Rate is fixed for a period of time and then adjusts based on market conditions
  • Conditions can vary greatly from loan to loan
• Jumbo Loans (loan amount > $417,000)

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